Term Insurance

Term insurance is one of the most affordable way to keep your family’s life goals on track in case you are not around to provide for them or life takes an untoward turn.

After this policy term expires the term insurance cover is no longer valid. If the insured dies during this term, the death benefit is paid to the nominee. Thus, term insurance is the most basic, inexpensive and non-complicated insurance policy that you can purchase for your family security

If you take a detailed look at what is term insurance, it is a formal agreement between the insurer and the policyholder that guarantees a pre-decided amount to the nominee of the policyholder in the event of his/her death. The policyholder has to pay the premiums without fail to keep the term insurance plan active. Term insurance doesn’t offer maturity benefits and the plan ceases to exist after the expiry of policy term.

Child Insurance Plans

Seeing your kid(s) grow into a smart and bright young individual(s) is one of the most satisfying experiences for any parent. There is nothing more joyous than to see your children taking the flight of success after you have taken countless measures to ensure that they get the best of everything. All this requires financial support.

Financial planning then becomes a crucial part of parenting. Child plan is an apt financial tool that provides a combination of protection and wealth creation to ensure a secure future for your child. A child plan provides payouts at milestones of your child’s life and are designed to meet the financial requirements of a growing child. Systematic and disciplined savings through insurance plan for your child means that you are able to plan for a big goal with small savings. The tax benefit is a proverbial cherry on top.

Education and marriage are two primary milestones of a child’s life. Depending on how early you start planning for your child’s future, the key milestones would include school admission, higher education, marriage and post-marriage requirements. Once you have defined the milestone, you know at what stage how much money you may require. You can then accordingly purchase a child plan or a combination of plans to ensure that you have enough money to fund milestones like higher education, marriage etc.

A child plan, by channeling your savings builds a steady corpus that can be used to finance your child’s life goals. The life cover attached to it ensures that the financial needs of your child are also taken care of, even if something happens to you.

Savings Solution

Endowment Plan

A savings plan is a traditional endowment life insurance plan that provides you returns over the long term to enable you to meet your life goals. It allows you to save in a systematic manner over a long term, which is crucial in helping you achieve your dreams. A savings plan has two components – insurance and wealth creation. With an insurance cover, you can ensure that your loved ones do not face any financial hurdle in case something happens to you. The second part on the other hand, invests in a portfolio of largely, government bonds, fixed deposits etc, to enable your investments to grow. Savings plan is an apt option if you are looking for returns with moderate risk in the long term. Under savings plans, one can opt for a participating plan or a non-participating plan. A participating plan allows you to benefit from the profits of the insurance policy in the form of bonus. On the other hand, non-participating plan comes with guaranteed returns. Bonus is not applicable to a non-participating plan.

Retirement Plan

Retirement is the beginning of a new phase in your life where you want to live life on your own terms. Whether you want to accomplish new objectives post retirement or you want to enjoy a relaxed and comfortable life, the critical factor is adequate financial support that offers a regular income, to take care of health care costs, day-to-day expenses and ensure that you are able to maintain your standard of living.

Retirement plans from life insurance companies, work in two ways – help you build a corpus during your earning years when you are able to save, and invest towards building your retirement corpus, in a way that it provides you with financial support throughout your retired years. During the accumulation phase, a retirement plan invests your money, which over the long term generate appropriate returns and help you build a significant corpus for retired life. In the post-retirement phase, through an annuity product, you can get regular income for life.

Health Insurance

With Health Insurance by your side, you can get access to the best medical care and treatment while being financially protected. In case of a medical emergency, a health insurance policy guarantees peace of mind and ensures that you and your family will receive the best treatment at a hospital of your choice.

Health Guard Individual Policy

An all-round policy that covers you against medical expenses including hospitalization, in the event that you fall ill or have an accident. Now you don't ever have to worry about not having enough money for treatment in case things go wrong. In these times of rising medical costs, Health Guard Policy is the perfect Health protection for you and your family. It takes care of the expensive medical treatment incurred during hospitalization resulting from serious accident or illness.

Health Guard Family Floater

All-round health insurance policy(Health Guard Family Floater ) covers you and your family against medical expenses such as hospitalization, doctor's consultation, diagnostic tests, medicines, ambulance, etc. Now you never have to worry about running out of cash when it comes to your family's treatment

Extra Care

As health expenses increase, you may find that your base health insurance is no longer sufficient for your needs. A serious illness or accident can require long term care and complicated treatment that can quickly become expensive and exhaust your health cover. What do you do then? Bajaj Allianz Extra Care extends your Health insurance cover that ensures you do not run short of money if your health insurance policy runs out.

Premium Personal Guard Policy

A policy which provides security for the future and ensures complete peace of mind for you and your family. Premium Personal Guard covers the insured against bodily injury or death caused due to accident and offers high sum assured ranging from 10 lakhs to 25 lakhs.

Health Care Supreme

A comprehensive plan with a wide range of coverage to fulfill all the healthcare needs of you and your family, at every stage of life. No matter what stage of life you're at, this policy will take care of your priorities. With Health Care Supreme, you will have the protection and peace of mind you need 24 hours a day, 365 days a year.

MOTOR Insurance

You rely on your vehicle for complete freedom of movement. Motor insurance sustains your freedom by compensating your major claims which can otherwise be very expensive. You love taking long drives and commuting to office with the radio on. Your vehicle is one of your most important possessions.

Private Car Package Policy

Owning a car has become more affordable today. It is the service and maintenance of it that has become expensive and costs the owner in the long run: especially if the car is damaged due to some unavoidable circumstances or in an accident. This policy is designed keeping in mind all such situations so that the car is protected when needed most.

Two Wheeler Package Policy

Your two-wheeler gives you a sense of freedom and this two-wheeler insurance policy has been designed to keep you secure. The two wheeler package policy provides complete protection to your bike or scooter against physical damage, theft and third party liability.

Commercial Vehicle Insurance

In order to keep your business moving, it is essential to have your vehicles insured. We cover your vehicles by protecting them against physical damage, bodily injury / death and cover against third-party liability, bringing you security and peace of mind.

Fire Insurance

Life is full of unexpected events that can change your life forever. Man is exposed to the risks of many natural perils, be it earthquake, avalanche, storm or fire. It takes fraction of a second for a fire to reduce everything you own to ashes, and ages for you to rebuild. In such a situation you need a reliable support to fall back on. Insurance company offers the Fire policy, which will support you in such trying times. This policy safeguards you against the losses that can arise due to a fire or risks that are stated below :

Fire , Lightning , Explosion / Implosion , Aircraft Damage , Riot, Strike & Malicious Damage , Impact Damage , Subsidence and Landslide including Rock slide , Missile testing operations , Leakage from Automatic Sprinkler Installations , Bush Fire , Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation, Bursting and/or overflowing of Water Tanks, Apparatus and Pipes.

Burglary Insurance

Burglary Insurance policy covers property contained in business premises, stocks owned, or for which insured is responsible or held in trust. It also covers cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard on specific request.

This Burglary Insurance covers loss or damage caused by • Burglary and Theft (i.e. theft following upon an actual forcible and violent entry of and / or exit from the premises) • Robbery. In respect of contents of offices, warehouses, shops, etc. and cash in safe or strong room and also damage caused to the premises.

Marine Insurance

A marine insurance policy covers the transportation of goods via water route. It provides an insurance cover for not only the vessel or ship but also the cargo that it is being carried along. Any damages between the point of origin to the point of its destination is covered under marine insurance policy. The risk associated with the transportation of goods is different for each type of journey.Thus different customers require different types of marine insurance coverage. Here are a few common types of coverage that are available. Any loss or damage while loading or unloading the cargo.Jettison or washing overboard of the vessel. Sinking and stranding of the vessel, Loss due to fire , Natural Calamities , Collision,derailment or accidents , Total loss coverage.

Home Insurance

Home is where the heart is. There are no truer words than these. Our entire life revolves around our home. Besides being an investment of our life's savings, home is also the place of our dreams. Alive with countless warm memories. Samuel Johnson's words ring true here “To be happy at home is the ultimate result of all ambition”. However, specified natural calamities and man-made dangers can threaten the security of your home. Painful as it can be we need to secure it and provide for re-creating it, in case of damage due to unforseen circumstances. This is one of the reasons why you will appreciate Home Insurance Policy. We endeavor to guarantee absolute peace of mind from all uncertainties in your day-to-day life with this unique policy. We are committed to being by your side in your time of need.


The Workmen's Compensation Insurance Policy provides for legal liability coverage for compensation to your employees for bodily injury or death caused due to accidents / occupational diseases arising out of and in course of employment.


Contractors' all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, the damage that happens during a renovation, and damage to temporary work erected on-site. Third parties including subcontractors may also become injured while working at the construction site. CAR insurance not only covers those associated risks but also bridges these two types of risks into a common policy designed to cover the gap between exclusions that would otherwise exist if using separate policies.


Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for personal injuries, loss of or damage to property.Public Liability Insurance protects insured against the legal liability to pay compensation for bodily injury or property damage suffered by third party and arising out of accidents occurring in the Insured premises and resulting from Insured's normal business operations.